Julie Shank | Senior Mortgage Advisor
Everything is
figureoutable.
Real life mortgage strategy, VA expertise, and complex transitions
Start where you are.
Bring me the goal you have in mind.
Most people don’t call me because they’re ready. They call because they’ve got questions, a maybe-next-year-ish timeline, and about seventeen tabs open that are not helping.
Hi, I’m Julie.
I’m the person you call when the mortgage question isn’t really just a mortgage question.
Maybe it’s your first VA loan. A big move. A divorce. A home you need to sell, upgrade, or convert to a rental. Maybe your income is a little weird, your credit app is giving you a score that makes no sense, or you just want to know whether you’re closer than you think.
I’m going to ask questions. A lot of them. Not to make it more complicated than it needs to be—but because the details change the answer.
We’ll get the right information on the table, sort through what matters, and build a custom playbook from there.
You have questions, a few half-baked goals, or a general sense that it would be nice to know where you stand.
Start messy.
Jackpot. Bring the questions, the Notes-app brain dump, or that thing you heard from your cousin that doesn’t quite pass the sniff test.
Want to talk it out first?
We’ve talked, you know the game plan, and it’s time to rock and roll.
Ready to apply?
Client Stories
-
![Solid yellow background]()
"Julie is hands down the BEST lender! She answered questions for MONTHS! We initially went with another lender, then another, and then she came through with the BEST numbers! She was always kind, attentive, and only cared about what was best for our family. She didn’t try to push us into anything. She only cared about getting us the lowest numbers. She is truly one of a kind. We lender shopped for months and she was always the most amazing! Her smile is true to who she is as a person! We will most definitely be coming back to her for our future needs."
Samuel M.
-
![Solid yellow background with no objects or text.]()
“I am not convinced that there is a problem that Julie cannot solve. Julie is fast and frequent in her communication. Financing a home is filled with unforeseen difficulties. Even with the best laid plans, circumstances will change. Julie helped us easily navigate these changes by clearly letting us know what was needed of us. And providing us with advice and reassurance while going through the ups and downs of financing our home. We will happily recommend Julie Shank!”
Cam, Homeowner
-
![Solid pale yellow background]()
"I have been a client of Julie for about two years. She helped us refinance our first home and then when it was time to buy our second house her and Bethany made the experience seamless and provided a high level of communication and clarity. I am so thankful for how Julie runs her business with expertise, honesty and integrity."
Ashley W.,
Refinancing Mortgage + 2nd Home Loan -
![A plain yellow background with no objects or details.]()
"Julie really went above and beyond on a weekend to allow me to get my offer in quickly. She was so easy to work with and made sure that the process went smoothly. I would absolutely recommend her!!"
Laurie C., Homeowner
-
![Solid yellow background]()
"It was a very straightforward process; between the lender keeping us notified of every step, we felt taken care of, even on the days where it felt like nothing was happening while they did everything on their side. The intermittent reassurance was a huge stress reliever, and we experienced little to no hiccups in the process. Thank you!"
Carmen H.
My sweet spots:
Mortgage + Finance Strategy
The mortgage itself is one piece. Your timeline, property, cash, income, credit, and actual life all need to fit.
Whether you’re buying, refinancing, or just trying to understand your options before you need to make a move, I can help you put the puzzle together.
Divorce + Life Transitions
Divorce, relocation, changing households, changing income—sometimes the mortgage question shows up while you’re still trying to make sense of everything else.
We’ll get clear on the housing and financing pieces early, before missing information makes a hard situation harder.
VA + Military
VA is not a drive-thru loan program.
Your entitlement, timing, occupancy, and goals all matter. You deserve someone who understands how the whole benefit works—not someone who hands you the standard to-go order and calls it a strategy.